OT- listing your household goods

[Gary]

During the hot weather here is a project that can be done (started anyway) from the couch. List everything that you own in your house.

I SINCERELY HOPE THAT YOU NEVER NEED IT.

We are still finding stuff that we need to replace and if I had these lists not only would I be done but it would have remove about 90% of the stress.

And by the way keep the list in your safe deposit box and keep a copy in your email inbox. Our safe deposit box key was lost in the fire and it cost $225 to get it replaced.

Yes, it is only stuff. But it is your stuff and I am willing to bet that you have no idea how much stuff you actually have.

[SalpalSally]

Good advice Gary. Where are those pictures?????

If you don't know how to put them on here, Ask Mike,
he knows all!!!

[Pegakafarmgirl]

Gary ole wise one,, did it, we did one better,, we took pictures,, after our house burnt down,, we were like you,,lists are very important,, everything is in our safe deposit box,, our lawyer has a key if something happens,, we covered all the bases,, well we think, always a loophole,,

[agate]

Photos are a good idea. I had photos when I had renters' insurance.

A list in addition to photos might be best. I kept forgetting to update the photos as time passed and some belongings were added or given/thrown away.

[Cat Dancer]

Or take photos of every inch of every room of your house. Then store the photo chips in a safe deposit box. And check with your insurance agent -- ours will keep a flash drive of pics at their office, too. Then you can go through the pics and list what you lost and want to replace.
h

I know all-to-well what you're going through. We've survived 3 home burglaries, a house fire, and 2 house floods, having to replace contents each time. And each time, sometimes MONTHS later (even years), we'd remember something we used to have, and lost.

Yes, it is only stuff. But sometimes there are great emotional attachments to some of the "stuff".

[renee]

I'm one of those dual eligible Medicare Medicaid people.
Had I had enough property of value to warrant renter's insurance,
I think I could encounter one of those, "you are not supposed to own property worth more than X."
Pay up.

Unless it includes a 56" flat screen tv and several thousand dollars of tattoos.
I want my neighbors lifestyle so baaaaaaad.

[agate]

renee, I'm one of those dual eligible Medicare Medicaid people too, and I used to have renters' insurance though I did let it lapse.

The HUD building I was living in had a bad fire, and residents were strongly urged to get renters' insurance even though none of us had anything of value. The premiums were low ($10/month but this was some years ago).

[Cat Dancer]

Renters insurance still is one of the better values out there! What makes homeowners insurance so much more expensive is the cost of replacing the structure (which renters don't have to worry about). Even if you have limited amounts of "stuff", it still can be quite costly to have to replace it. And the insurance will give you cash up front to pay for temporary housing should you need it (and if you're living in rent, you'll need it!), clothes, food, etc., until you get resettled.

[Virginia]

I took some pictures about 20 years ago and they are so outdated now. On top of that I have not even kept them all together. When I would be thinking of
replacing something or updating I would get some pictures out and take them with me while I was looking around. Somehow they never got put back where
they needed to be. This has been on my to do list for ages, but the list sounds like a really good thing also. I have so much stuff accumulated over such a
long period of time that I could never remember it all.